Obligation CaixaBank, S.A. 0.375% ( XS2102931594 ) en EUR

CaixaBank, S.A.

100 % ⇌

Espagne

XS2102931594 ( en EUR )

0.375% par an ( paiement annuel )

03/02/2025 - Obligation échue

Prospectus brochure de l'obligation Caixabank S.A XS2102931594 en EUR 0.375%, échue

CaixaBank S.A. est une banque espagnole multinationale, issue de la fusion de Caixa d'Estalvis i Pensions de Barcelona et Bankia, offrant une large gamme de services financiers aux particuliers et aux entreprises.

L'Obligation émise par CaixaBank, S.A. ( Espagne ) , en EUR, avec le code ISIN XS2102931594, paye un coupon de 0.375% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 03/02/2025

Execution Version
MiFID II product governance / Professional investors and ECPs only target market Solely for the
purposes of each manufacturers product approval process, the target market assessment in respect of the
Notes has led to the conclusion that: (i) the target market for the Notes is eligible counterparties and
professional clients only, each as defined in Directive 2014/65/EU, as amended (MiFID II); and (ii) all
channels for distribution of the Notes to eligible counterparties and professional clients are appropriate. Any
person subsequently offering, selling or recommending the Notes (a distributor) should take into
consideration the manufacturers target market assessment; however, a distributor subject to MiFID II is
responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or
refining the manufacturers target market assessment) and determining appropriate distribution channels.
PRIIPs /IMPORTANT- EEA RETAIL INVESTORS - The Notes are not intended to be offered, sold or
otherwise made available to and should not be offered, sold or otherwise made available to any retail
investor in the European Economic Area (EEA). For these purposes, a retail investor means a person who is
one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of MiFID II; or (ii) a customer
within the meaning of the Directive 2002/92/EC, as amended or superseded (the IMD), where that customer
would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a
qualified investor as defined in the Prospectus Directive. Consequently, no key information document
required by Regulation (EU) No 1286/2014, as amended (the PRIIPs Regulation) for offering or selling the
Notes or otherwise making them available to retail investors in the EEA has been prepared and therefore
offering or selling the Notes or otherwise making them available to any retail investor in the EEA may be
unlawful under the PRIIPs Regulation
Notification under Section 309B(1)(c) of the Securities and Futures Act (Chapter 289) of Singapore, as
modified or amended from time to time (the SFA) Solely for the purposes of its obligations pursuant to
sections 309B(1)(a) and 309B(1)(c) of the SFA, the Issuer has determined, and hereby notifies all relevant
persons (as defined in Section 309A of the SFA) that the Notes are "prescribed capital markets products" (as
defined in the Securities and Futures (Capital Markets Products) Regulations 2018 of Singapore).
15 January 2020
CAIXABANK, S.A.
Issue of EUR 1,000,000,000 0.375 per cent. Ordinary Senior Notes due February 2025
under the 15,000,000,000
Euro Medium Term Note Programme
PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the Conditions)
set forth under the section entitled Terms and Conditions of the Spanish Law Notes in the Base Prospectus
dated 26 April 2019 and the supplements to it dated 30 April 2019, 13 May 2019, 29 July 2019 and 31
October 2019 which together constitute a base prospectus for the purposes of the Prospectus Directive and
any relevant implementing measure in a relevant Member State of the European Economic Area (the Base
Prospectus). This document constitutes the Final Terms of the Notes described herein for the purposes of
Article 5.4 of the Prospectus Directive and must be read in conjunction with the Base Prospectus. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus. The Base Prospectus has been published on the Central Bank of
Ireland's website at http://www.centralbank.ie and on the website of Euronext Dublin at www.ise.ie. In
addition, if the Notes are to be admitted to trading on the regulated market of Euronext Dublin, copies of the
Final Terms will be published on the website of Euronext Dublin at www.ise.ie.

0012018-0003495 MD:10710968.3
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1.
Issuer: CaixaBank,
S.A.
2.
(a) Series
Number:
15
(b)
Tranche Number:
1
(c)
Date on which the Notes will be Not Applicable
consolidated and form a single
Series:
3.
Specified Currency or Currencies:
Euro (EUR)
4.
Aggregate Nominal Amount:

(a)
Series: EUR
1,000,000,000
(b)
Tranche: EUR
1,000,000,000
5.
Issue Price:
99.706 per cent. of the Aggregate Nominal Amount
6.
(a)
Specified Denominations:
EUR 100,000
(b)
Calculation Amount:
EUR 100,000
7.
(a)
Issue Date:
17 January 2020
(b)
Interest Commencement Date:
Issue Date
8.
Maturity Date:
3 February 2025
9.
Interest Basis:
0.375 per cent. Fixed Rate
(see paragraph 15 below)
10.
Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal
amount
11.
Change of Interest Basis:
Not Applicable
12.
Put/Call Options:
Investor Put pursuant to Condition 5.6 of the Terms
and Conditions of the Notes is Not Applicable
Issuer Call pursuant to Condition 5.3 of the Terms
and Conditions of the Notes is Not Applicable
Issuer Call Capital Event (Tier 2 Subordinated
Notes) pursuant to Condition 5.4 of the Terms and
Conditions of the Notes is Not Applicable
Issuer Call Eligible Liabilities Event (Ordinary
Senior Notes) pursuant to Condition 5.5 of the Terms
and Conditions of the Notes is Not Applicable

0012018-0003495 MD:10710968.3
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13.
(a)
Status of the Notes:
Senior Notes Ordinary Senior Notes
(b)
Date Board approval for issuance 22 March 2018
of Notes obtained:
14.
Gross-up in respect of principal and any Yes
premium (pursuant to Condition 6.1 of the
Terms and Conditions of the Notes):

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
15.
Fixed Rate Note Provisions
Applicable
(a)
Rate(s) of Interest:
0.375 per cent. per annum payable in arrear on each
Interest Payment Date
(b)
Interest Payment Date(s):
3 February in each year up to and including the
Maturity Date, commencing on 3 February 2021
(long first coupon)
(c)
Fixed Coupon Amount(s):
EUR 375 per Calculation Amount
(Applicable to Notes in definitive
form.)
(d)
Broken Amount(s):
EUR 392.47 per Calculation Amount, payable on the
Interest Payment Date falling on 3 February 2021
(Applicable to Notes in definitive
form.)
(e)
Day Count Fraction:
Actual/Actual (ICMA)
(f)
Determination Date(s):
3 February in each year
16.
Fixed Reset Provisions:
Not Applicable
17.
Floating Rate Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18.
Notice periods for Condition 5.2 of the Minimum period: 30 days
Terms and Conditions of the Notes:
Maximum period: 90 days
19.
Issuer Call (pursuant to Condition 5.3 of Not Applicable
the Terms and Conditions of the Notes):
20.
Capital Event (Tier 2 Subordinated Notes Not Applicable
pursuant to Condition 5.4 of Terms and
Conditions of the Notes):
21.
Eligible Liabilities Event (Subordinated Not Applicable
Notes, Senior Non-Preferred or Ordinary
Senior Notes pursuant to Condition 5.5 of
the Terms and Conditions of the Notes):

0012018-0003495 MD:10710968.3
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PART B OTHER INFORMATION

1.
LISTING AND ADMISSION TO

TRADING
(a)
Listing:
Application will be made by the Issuer (or on its
behalf) for the Notes to be admitted to listing on the
Official List of Euronext Dublin with effect from the
Issue Date.
(b)
Admission to trading:
Application will be made by the Issuer (or on its
behalf) to Euronext Dublin for the Notes to be
admitted to trading on its regulated market with
effect from the Issue Date.
(c)
Estimate of total expenses related to EUR 1,000
admission to trading:
2.
RATINGS

Ratings:
The Notes to be issued are expected to be rated:
Baa1 by Moody's Investors Service España, S.A.
BBB+ by S&P Global Ratings Europe Limited
BBB+ by Fitch Ratings España, S.A.U.
A, Stable Trend by DBRS Ratings GmbH
Each of DBRS Ratings GmbH, Fitch Ratings
España, S.A.U., Moody's Investors Service España,
S.A. and S&P Global Ratings Europe Limited is
established in the European Union and is registered
under Regulation (EC) No. 1060/2009 (as amended).
As such DBRS Ratings GmbH, Fitch Ratings
España, S.A.U., Moody's Investors Service España,
S.A. and S&P Global Ratings Europe Limited are
included in the list of credit rating agencies
published by the European Securities and Markets
Authority on its website in accordance with such
Regulation.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save for fees payable to the Managers so far as the Issuer is aware, no person involved in the issue
of the Notes has an interest material to the offer. The Managers and their affiliates have engaged,
and may in the future engage, in investment banking and/or commercial banking transactions with,
and may perform other services for, the Issuer and its affiliates in the ordinary course of business.

4.
REASONS FOR THE OFFER

Reasons for the offer:
General financing requirements of the CaixaBank
Group

0012018-0003495 MD:10710968.3
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5.
YIELD (Fixed Rate Notes and Fixed Reset
Notes only)
Indication of yield:
0.434 per cent. per annum

The yield is calculated at the Issue Date on the basis
of the Issue Price. It is not an indication of future
yield.
6.
OPERATIONAL INFORMATION
(a)
ISIN: XS2102931594
(b)
Common Code:
210293159
(c)
CFI:
See the website of the Association of National
Numbering Agencies (ANNA) or alternatively
sourced from the responsible National Numbering
Agency that assigned the CFI.
(d)
FISN:
See the website of the Association of National
Numbering Agencies (ANNA) or alternatively
sourced from the responsible National Numbering
Agency that assigned the FISN.

(e)
WKN: Not
Applicable
(f)
Any clearing system(s) other than Euroclear Not Applicable
and Clearstream Luxembourg and the
relevant identification number(s):
(g)
Delivery:
Delivery against payment
(h)
Names and addresses of additional Paying Not Applicable
Agent(s) (if any):
(i)
Intended to be held in a manner which Yes. Note that the designation "yes" simply means
would allow Eurosystem eligibility:
that the Notes are intended upon issue to be
deposited with one of the ICSDs as common
safekeeper and does not necessarily mean that the
Notes will be recognised as eligible collateral for
Eurosystem monetary policy and intra day credit
operations by the Eurosystem either upon issue or at
any or all times during their life. Such recognition
will depend upon the ECB being satisfied that
Eurosystem eligibility criteria have been met.
7.
DISTRIBUTION

(a)
Method of distribution:
Syndicated

0012018-0003495 MD:10710968.3
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(b)
If syndicated, names of Managers:
Joint Lead Managers:
Barclays Bank Ireland PLC
BNP Paribas
CaixaBank, S.A.
Commerzbank Aktiengesellschaft
Credit Suisse Securities (Europe) Limited

Co-Manager:

Banca IMI, S.p.A.
(c)
Date of Agreement:
15 January 2020
(d)
Stabilisation Manager(s) (if any):
Not Applicable
(e)
If non-syndicated, name of relevant Dealer:
Not Applicable
(f)
U.S. Selling Restrictions:
Reg. S Compliance Category 2; TEFRA D
(g)
Prohibition of Sales to EEA Retail Investors: Applicable
(h)
Prohibition of Sales to Belgian Consumers:
Applicable

0012018-0003495 MD:10710968.3
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